Free AI plan guide · October 2026

Find the AI plan that fits you, in about 2 minutes.

There are a lot of AI plans, and many of them overlap. Answer 8 or 9 quick questions and we'll suggest one plan, point out any you might not need, and show you how to get set up. It's free, and you don't need to sign up.

No email needed · Your answers stay in your browser · Prices checked Oct 18, 2026
Example: one person's AI bills
ChatGPT Plus$20.00 Not needed
Claude Pro$20.00 Not needed
Google AI Pro$19.99 Keep
Could save$40.00/mo
Just an example, using list prices checked Oct 18, 2026. Your pick depends on how you use AI.
We compare plans from
ChatGPTClaudeGeminiGrokMicrosoft CopilotPerplexity
Our picks aren't paid for. No AI company can pay to rank higher.

Not affiliated with or endorsed by any of these companies. Logos and product names belong to their owners and are shown only to identify each product.

IndependentNot affiliated with any AI company
Prices checked Oct 18, 2026With source links for every price
No sign-upSee your full result right away
Plain EnglishMade for people who aren't techies
The 2-minute quiz

Let's find a plan that fits

There are no wrong answers. Just pick what's closest, and you can go back anytime.

Question 1 of 80%
Pricing Kits coming soon

The quiz and comparison are free, always.

If you'd like extra help, there are two optional setup kits: one for individuals and one for small businesses. Pay once, no subscription. Free updates for as long as we sell the kit; your download is yours to keep.

Free

$0

Everything you need to choose a plan.

  • The 2-minute quiz
  • Your pick, plus plans you might not need
  • Setup steps
  • The full plan comparison
Take the free quiz

Personal Setup Kit

$15 one-time, when it launches

Set up AI for you and your own accounts.

  • A step-by-step guide written for your pick
  • Privacy settings to turn on and off in your own account
  • Starter prompts for the things you do
  • A "cancel what you don't need" list
  • A family & kids page: age rules and parental controls
  • How to spot a fake AI app

USD, one-time. Download link by email.

For you and your own personal use. Not for use in a business.

Not on sale yet. When it launches: one-time payment · 14-day refund, no questions asked · Free updates for as long as we sell the kit; your download is yours to keep · You must be 18+ to buy

Everything in the personal kit →

Small Business Setup Kit

$80 one-time, when it launches

Set up AI the right way for your team.

  • Team and admin setup: adding people, roles and billing
  • Business privacy and data settings, like turning off training on company data
  • Shared workspace setup for files, projects and prompts
  • A per-person plan picker, so no one pays for more than they need
  • Ready-made prompts for email, sales and support
  • A staff AI-use policy template
  • A "never paste" card for your staff
  • A BAA availability checklist: questions to ask your vendor and compliance advisor
  • Steps to move personal accounts into a business workspace
  • An invoice/receipt with your business name

USD, one-time. Download link by email. A BAA alone doesn't make you HIPAA compliant. We don't provide HIPAA compliance advice.

For one business, up to 10 people. Bigger team? Email us at [email protected]

Not on sale yet. When it launches: one-time payment · 14-day refund, no questions asked · Free updates for as long as we sell the kit; your download is yours to keep · You must be 18+ to buy

Everything in the business kit →

Before you buy: refund policy · terms · privacy · You must be 18+ to buy

We're new

Be one of our first users

We don't have reviews yet, and we won't make any up. Try the quiz and tell us what was helpful or confusing. Every note helps us make this better.

Send us a note anytime:

[email protected]

About

About HonestSetup

HonestSetup exists because picking an AI plan got confusing. There are dozens of plans, the names keep changing, and lots of people pay for two or three that do the same thing. We give you a straight answer in plain English, for free.

We're an independent company. We make money from optional one-time setup kits, not from AI companies, and no one can pay to rank higher.

Contact: [email protected]

FAQ

Questions people ask

Do I need to sign up or give my email?

No. The quiz, your full result and the comparison are free, with no sign-up.

Do I really need to pay for AI?

Often you don't. If you use AI a few times a month, a free plan is usually plenty. Paying makes sense when you keep running into limits or need something specific, like Copilot inside Word.

How do you make money?

From two optional setup kits, which are coming soon and not on sale yet: $15 for a personal kit and $80 for a small business kit when they launch. You pay once, there's no subscription, and the kit is yours to keep. AI companies don't pay us, and no one can pay to rank higher.

Can I use the personal kit for my business?

We'd ask you to choose the business kit instead. It's built for work: it covers team and admin setup, business privacy settings like turning off training on company data, shared workspaces and a receipt with your business name. The personal kit only covers one person's own accounts, which is why it costs less. One business kit covers up to 10 people.

What if the kit isn't helpful?

Email us within 14 days and we'll refund you. No questions asked. Details are in our refund policy. Kits also get free updates for as long as we sell them, and your download is yours to keep. (Updates come when plans or settings change.)

Are these prices up to date?

Prices checked Oct 18, 2026, with source links: each price comes from the company's official pricing page and links to it. Plans change often, so it's worth a quick look at the official page before you buy.